FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT SUKU BUNGA DEPOSITO BERJANGKA PADA BANK UMUM DI INDONESIA
oleh :Luciana Spica Almilia dan Anton Wahyu Utomo
STIE Perbanas Surabaya
This research has a purpose to provide empirical evident about factors that affect interesr rate of deposit. The examined factors on this research are financial ratio and macroeconomic variables. The factors that are examined on this research are CAR (Capital Adequacy Ratio), ROA (Return On Assets), LDR (Loan to Deposit), inflation, liquidity of economic and growth of economic.The samples consist of 139 bank. The statistic method used to test on the research hypothesis is multiple regression. The result show that Return On Assets (ROA), Loan to Deposit (LDR) and inflation is a significant variables in determinant interst rate of deposit.
Keywords: interst rate of deposit, capital adequacy ratio, return on assets, loan to deposit.